Financial Wellness

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“Freedom 65+” is Now the New Normal

Do you remember the “Freedom 55” ads? These days, retiring in your 50s is only for a lucky few. “Freedom 65+” is more realistic for most Canadians. And according to Benefits Canada, it’s not merely realization facing Boomers and Gen Xers; Millennials are also coming to the same conclusion. Of course, when you work in [...]

By |2020-10-27T11:56:26-04:0027/10/2020|Financial Wellness|

It’s never too late to have a plan

Every year, the Financial Consumer Agency of Canada (FCAC) conducts a survey to study how well Canadians understand and manage their personal finances. In May, the agency released its findings from the 2019 survey. What remains true is that Canadians still live pay cheque to pay cheque, are carrying a lot of debt, tend not [...]

By |2020-09-24T15:34:03-04:0024/09/2020|Financial Wellness|

Tips for Protecting Your Home-based Business

If you count yourself among many creative professionals across Canada who run their businesses from home — especially now because of Covid — do you know how well you are protected from loss, damage or theft? You may be surprised to know that your regular home insurance may not cover your business. In fact, according [...]

By |2020-09-24T15:20:21-04:0024/09/2020|Financial Wellness|

3 Money-Managing Tips for the Gig Economy

We can all agree that 2020 has been a particularly trying year. And this is especially true for so many working in the Gig Economy, where financial ups and downs are so prevalent. The good news is that there are steps you can take now to adopt new money managing habits that will see you [...]

By |2020-08-27T12:20:34-04:0027/08/2020|Financial Wellness|

Taking a Mid-Year Financial Snapshot

Taking a Mid-Year Financial Snapshot We can agree that 2020 has been a difficult year financially for millions of Canadians. When the state of emergency started, many of you were likely starting projects that have since been postponed or cancelled. Now four months later, the good news is that many jurisdictions are heading into Phase [...]

By |2020-07-24T15:41:14-04:0024/07/2020|Financial Wellness|

CEIRP has reduced your investment management fees again!

When CEIRP started in 2004 the Investment Management Fees were 1.1%. And there have been 5 fee reductions since 2004.  Effective December 15, 2019 the Investment Management Fees in the RRSP, NRSP, TFSA and the RRIF/LIF were reduced by 0.15% and are now 0.53%. […]

By |2019-12-17T15:40:16-05:0017/12/2019|Financial Wellness|

Looking for help with your CEIRP investments?

CEIRP now has its own dedicated team of Investment and Retirement Managers at Canada Life. They’re here to help you with those tough decisions about your savings and investments. Contact someone today. Whether you’re just starting out, retiring or somewhere in between, these specialists can help guide you along the way with personalized service [...]

By |2020-06-26T16:06:28-04:0024/09/2019|Financial Wellness|
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