There is one thing we can always expect after the holiday season: when the festive bubble bursts, the bills arrive and we realize that we should have done a better job budgeting for the holidays. We then start the year stressed because we have new debts to manage.

So here’s a reminder about our article Tools to help you smash your debt, there are steps you can take now to make 2023 the year you get rid of your debt.

The credit counselors at the Credit Counseling Society are knowledgeable about the different options that can help you eliminate your debt, including debt management programs, consolidated loans and consumer debt proposals. To learn more about this service, call 1-888-527-8999, or 1-888-753-2227 if you reside in Quebec or the Maritimes.

Call the AFC which does provide financial support, financial management programs and other supports to help you get back on your feet.

Check out Rags to Reasonable for financial planning resources from the perspective of a worker in the arts and entertainment industries.